Getting pre-qualified by Faith Lending before going house shopping is essential. Talking with a Loan Consultant before you head out the door can help you understand the affordability of properties; it can bring confidence to the offering table, and add credibility to your offer.

During the prequalification process you can determine how much money you want to use as a down payment, which loan program is in your best interest, what monthly mortgage payment fits your budget, and ultimately what purchase price you are pursuing.

Your Loan Consultant will go through the prequalification process with you step by step, making your home purchase an enjoyable experience. Buying a home can be very intimidating especially if it’s your first time.

Your Loan Consultant will discuss with you in detail the differences between the loan programs that are available to you. The Loan Consultant will qualify you based on several factors such as income, employment, assets, and credit history. You will be able to make an educated and confident decision in what might be the biggest investment of your life.